Simple pricing. Everyday payments.

Receive, send, and spend money worldwide. Clear fees, no surprises.

Opening and holding an account

Open an account
No fee to open an Oobit Business account.
Free
Hold stablecoins
No fee to hold stablecoins in your account.
Free

Sending money

Send to Oobit users
No fee to send money to other Oobit users.
Free
Send to bank accounts
Fees start at 0.5% and vary by destination and currency.
From 0.5%
Send international SWIFT transfers
There’s a 0.30% fee plus $25.00 for each international transfer you send via SWIFT.
0.30% + $25.00
Send stablecoins
You pay the network fee for the blockchain you send on.
Network fee
Local payments
Pay through local payment methods: UPI, Pix, Alipay, WeChat Pay, EFT, and PayMaya.
Varies by country

See your exchange rate, fees, and recipient amount before every transfer. Fees and payment methods vary by destination and currency; minimum fees may apply.

Corporate cards and AI payments

Issue virtual cards
No fee to issue virtual cards for your team.
Free
Card payments
There’s a 1% fee on card payments, with a minimum fee of $0.25 per transaction.
1% (min. $0.25)
AI payments
There’s a 1% fee on AI payments, with a minimum fee of $0.25 per transaction.
1% (min. $0.25)
Expense management
Automatically collect and match receipts to payments.
Free
Account statements
View and download your transaction history.
Free

Works with your personal AI assistants. Every payment uses a unique, one-time card.

Receiving money

Receive stablecoins
No fee to receive stablecoins.
Free
Receive EUR via SEPA
There’s a 0.30% fee plus $1.50 for each EUR payment you receive via SEPA.
0.30% + $1.50
Receive GBP via UK bank transfer
There’s a 0.30% fee plus $1.50 for each GBP payment you receive via UK bank transfer.
0.30% + $1.50
Receive USD via US bank transfer
No fee to receive USD via US bank transfer.
Free
Receive international SWIFT payments
There’s a 0.30% fee plus $25.00 for each international payment you receive via SWIFT.
0.30% + $25.00

Supported payment methods

Local bank transfers
SEPA, UK, US and local networks
International bank transfers
SWIFT
Local payment networks
UPI, Pix, Alipay, WeChat Pay, EFT, PayMaya
Stablecoin transfers
Supported stablecoins and networks

Availability varies by country, currency, and account eligibility.

Personal account

Open an account
No fee to open an Oobit account.
Free
Hold crypto
No fee to hold crypto in your account.
Free
Receive crypto
No fee to receive crypto.
Free

Pay with Oobit

Get an Oobit card
No fee to get an Oobit card.
Free
Monthly card fee
No monthly fee for your Oobit card.
Free
Card payments
There’s a 1% fee on card payments.
1%
Local payments
Pay through local payment methods. Fees vary by country.
Varies by country
ATM withdrawals
There’s a 2.5% fee on ATM withdrawals.
2.5%

Supported local payment methods include Pix, UPI, Alipay, WeChat Pay and PayMaya. Minimum fees may apply.

*Card is denominated in USD. Payments in other currencies may incur a 1.5% conversion fee.

Sending money

Send to Oobit users
No fee to send money to other Oobit users.
Free
Send to bank accounts
Fees start at 0.4% and vary by destination and currency.
From 0.4%
Local payments
Send through local payment methods. Fees vary by country.
Varies by country

Supported local payment methods include UPI, Pix, Alipay, WeChat Pay, EFT and PayMaya.

See your exchange rate, fees, and recipient amount before every transfer. Fees and availability vary by destination and currency.

Crypto transfers and exchange

Receive crypto
No fee to receive crypto.
Free
Send crypto
You pay the network fee for the blockchain you send on.
Network fee
Swap crypto
There’s a 0.95% fee when you swap crypto.
0.95%
Withdraw crypto
You pay the network fee for the blockchain you withdraw on.
Network fee

Network fees vary by asset and blockchain.

AI payments

Connect your AI assistant
No fee to connect your AI assistant to Oobit.
Free
AI payments
There’s a 1% fee on AI payments.
1%
One-time virtual cards
Every AI payment uses a unique, one-time card.
Included

Minimum AI payment fee of $0.25 per transaction, subject to confirmation for personal accounts.

Works with your personal AI assistants. Connect your AI assistant to Oobit and let it pay for purchases you approve. Every payment uses a unique, one-time card. Learn more about AI Payments

Local payment methods

Send money worldwide using local bank transfers, digital wallets, and mobile money.

Build your business on digital dollars.

Open your treasury, hold dollars, and start paying the world.
Get started

Construye tu negocio sobre la base del dinero digital.

Abre tu tesorería, guarda dólares y empieza a pagarle al mundo.
Get started

Construa seu negócio com dinheiro digital.

Abra seu tesouro, guarde dólares e comece a pagar o mundo.
Get started
4.8 star rating on the App Store
4.8
★
on App Store
22K+ reviews
4.8 star rating on Google Play
4.7
★
on Google Play
25K+ reviews

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‍
Oobit provides technology that enables users to spend digital assets through existing payment networks. Services are subject to regional availability and regulatory requirements. Oobit operates through multiple entities globally. Certain features may be provided by licensed partners depending on your location.
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US Cryptocurrency services are provided in partnership with Bakkt Financial Solutions I, LLC. Bakkt is registered with FinCEN as a Money Services Business (MSB) and holds state money transmitter licenses.
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