How It Works & Better Alternatives

MetaMask Card lets users spend crypto globally through a Mastercard, and it includes a built-in cashback program as a permanent feature of the product, not a promotional add-on. Cashback is earned on every purchase, automatically deposited as mUSD directly to the user's wallet, with higher rates available on the premium Metal tier.

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What is

MetaMask

?

MetaMask is a self-custodial crypto wallet that lets users store, send, swap, and spend digital assets. It's one of the most widely used Web3 wallets, available as a browser extension and mobile app, and serves as a gateway to decentralized applications (dApps) across multiple blockchains.

MetaMask

Limitations

Limited Cashback

Metal cardholders only earn the higher cashback rate on the first $10,000 in spend — it drops to the standard rate after that.

Card Cost

The Metal card costs $199/year, meaning the cashback benefit has an upfront cost to unlock.

Cashback Restrictions

Cashback is paid out in mUSD (MetaMask's own stablecoin) rather than cash or a token of the user's choice.

Limited Availability

The Metal card is currently only available in select regions, so the higher cashback tier isn't accessible to all users

Traditional Cashback vs Oobit Cashback

Traditional cashback programs are often limited in value and speed.
The Oobit crypto card delivers a next-generation experience, instant, global, and crypto-native.

MetaMask

Cashback

Up to 10%

Up to 3%

Earning

Every payment

Timing

Instant

Automatic

Setup

Pay from wallet

Pre-funded card

Self-Custody

Yes

Card activation fee

Free

Virtual Card = $0 Metal Card = $199

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How Oobit Compares to

MetaMask

Oobit is built for users who want clear and predictable cashback from everyday crypto payments. Unlike MetaMask, which requires a paid annual subscription to access its higher cashback tier, Oobit rewards spending with a consistent cashback structure that is free to access and designed for frequent use, making it a practical choice for users who prioritize long-term reward value.

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