Ready lets users spend crypto (USDC) globally via Mastercard, with a cashback program whose rates vary by region, timing, and campaigns. Note: Ready Card recently shutdown service for non-EEA users after a card-issuer transition.
Ready is a self-custody crypto debit card, letting users spend USDC anywhere Mastercard is accepted, with crypto converting to fiat automatically at checkout. Ready never holds users' funds, and the card works globally.
Ready
Limitations
USDC Only
Ready only supports USDC, so no other cryptocurrencies can be loaded or spent directly.
Withdrawal Limits
ATM withdrawals capped at $500 daily and $2,500 per rolling 30 days.
Non-EEA Shutdown
The Ready crypto card has shutdown service for non-EEA users after a card-issuer transition.
Traditional Cashback vs Oobit Cashback
Traditional cashback programs are often limited in value and speed. The Oobit crypto card delivers a next-generation experience, instant, global, and crypto-native.
Oobit is built for users who want clear and predictable cashback on everyday crypto payments. Instead of relying on temporary promotions, Oobit rewards spending with a consistent structure designed for frequent use. That makes it a practical alternative to Ready's cashback model, which depends on random rates and monthly caps rather than steady, long-term value.