Ready
 Crypto Card

How It Works & Better Alternatives

Ready lets users spend crypto (USDC) globally via Mastercard, with a cashback program whose rates vary by region, timing, and campaigns. Note: Ready Card recently shutdown service for non-EEA users after a card-issuer transition.

What is 

Ready

?

Ready is a self-custody crypto debit card, letting users spend USDC anywhere Mastercard is accepted, with crypto converting to fiat automatically at checkout. Ready never holds users' funds, and the card works globally.

Ready

 Limitations

USDC Only
Ready only supports USDC, so no other cryptocurrencies can be loaded or spent directly.
Withdrawal Limits
ATM withdrawals capped at $500 daily and $2,500 per rolling 30 days.
Non-EEA Shutdown
The Ready crypto card has shutdown service for non-EEA users after a card-issuer transition.

Traditional Cashback vs Oobit Cashback

Traditional cashback programs are often limited in value and speed.
The Oobit crypto card delivers a next-generation experience, instant, global, and crypto-native.
Oobit
Ready
Cashback
Up to 10%
Varies
Earning
Every payment
Varies
Timing
Instant
Random rate, capped
Setup
Pay from wallet
Pay from wallet
Self-Custody
Yes
Card activation fee
Free
120 USDC for a physical card

How Oobit Compares to 

Ready

Oobit is built for users who want clear and predictable cashback on everyday crypto payments. Instead of relying on temporary promotions, Oobit rewards spending with a consistent structure designed for frequent use. That makes it a practical alternative to Ready's cashback model, which depends on random rates and monthly caps rather than steady, long-term value.
Download Oobit