Pay M-PESA with crypto

The mama mboga at the corner takes M-Pesa. Your landlord takes M-Pesa. It's how Tanzania moves money.
Spend Crypto
Wherever
works, Oobit works too.

Crypto Used to Take a Detour to Reach M-Pesa

Buy it. Hold it. Find an exchange. Cash out. Wait for the transfer to land in your bank. Only then can you actually M-Pesa someone. That detour is normal for most crypto apps in Tanzania. It is also why crypto rarely gets used for anything real, by the time it is spendable, the moment has usually passed.
Spend Crypto

Send or Deposit, Straight From Your Balance

Send via M-Pesa
Pay any M-Pesa number, or paste a copy-and-paste code. Enter the amount in Tanzanian Shillings and it goes out from your Oobit balance. The recipient sees it land immediately, the same confirmation you get on any M-Pesa transfer.
Deposit via M-Pesa
Generate an M-Pesa code inside the app, pay it from any Tanzanian bank, and your Oobit balance is credited on the spot in USDT. This is what most crypto apps do not offer, a way back in that is just as fast as the way out.

How to Pay with Crypto on M-Pesa

Spend Crypto
Open the Oobit app and tap Send via M-Pesa
Enter an M-Pesa number, or paste a copy-and-paste code
Enter the amount in Tanzanian Shillings - it's paid from your crypto balance
Confirm. The recipient sees it land immediately, same as any M-Pesa transfer

Seconds, Not Days

Crypto withdrawals in Tanzania typically mean a wait, sometimes hours, before funds are usable. An M-Pesa transfer confirms in seconds. Oobit keeps that speed intact, so the gap between holding crypto and using it disappears.
Spend Crypto
Send to anyone
Enter their M-Pesa number. Confirm. Payment lands before your phone's back in your pocket.
Receive Crypto
Get paid in crypto? Send part of it to your M-Pesa for groceries. No separate app, no wait.
Pay bills
Rent's due. Send straight to your landlord's M-Pesa paybill, no exchange detour.
Questions?
Answers.
Can I deposit money into Oobit using M-Pesa?
How do I send crypto to an M-Pesa number?
Which currency does the recipient receive?
Do I need a Tanzanian bank account to use this?